A brief guide to buying fixed annuities

In order to provide for your future income, especially for the time of your retirement, you have to weigh up all the options. The financial instruments that are highly recommended for people who want to secure a regular income during the period of incapacity are fixed annuities. As with any …

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Variable annuities with guaranteed lifetime payouts or GLWB

You may have heard of variable annuity – but what does GLWB mean? It stands for a guaranteed lifetime payout performance. You may also find the popular GLWB contract tab with some stock-indexed annuities. Before I did any thorough analysis, I constantly had clients telling me it sounded too good …

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Selling your fixed income annuities

The topic of investment opportunities keeps coming up, which is to be expected since the global financial crisis has forced people to reconsider their future financial plans for themselves and their families. Those who already have a significant number of investments fear that the current economic climate could see their …

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Annuities Part 1: The different types of annuities

It seems that the public’s perception of pensions is changing towards a more positive attitude. In all honesty, as a financial advisor, my own view of pensions has shifted to a more affordable but more cautious view. This is the first in a series of articles on pensions. The point …

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Income pension accounts for guaranteed payments

Consumers who need a guaranteed, stable monthly or yearly income set up an immediate retirement account. Also known as annuities or income annuities, these accounts provide the owner and named beneficiaries with a systematic payment over a period of time. Payments consist of principal and interest and continue for the …

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Invest in the future with your retirement pension

If you want a steady income for your golden years that will help you support all the fun you never had time for before you retired, then a retirement pension might be for you. An old-age pension can provide a steady stream of income to supplement your social security and …

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management and human relations

Management is described as the process of “letting other people do things”. This is accomplished in organizations, industries, and business enterprises that employ large numbers of people to achieve business goals. Managers are collectively the bosses who are invariably very well paid and/or rewarded with equity in the company with …

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Forex Trading Robot – Play Golf

Who said “The robots are coming?” Maybe Paul Revere mumbled a few words – and now they have arrived. Brigades of automated forex trading troops have invaded the trading world. There are many variations of work: There’s the usual drudgery – trudging to the pits every day or night; challenge …

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Car wash systems and system strategies

With recent economic trends, many car wash owners are focusing their efforts on cost-effective ways to attract new customers and retain existing ones. There are several strategies that can be used when marketing or promoting a car wash business. Most owners are familiar with banners, signs and advertisements in the …

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