educational funding opportunities

As the cost of higher education continues to rise, many parents and young people are struggling to cover the cost of higher education. Costs for state and private schools. What options do you have when planning the financing of education? 529 Plan – These types of plans allow you to …

Read More »

Pros and cons of consolidated student loans

The greatest benefit of a student loan consolidation program is the ability to convert and consolidate multiple loan payments into one convenient student loan consolidation. You will get an advantageous position if you reset it with the conditions. Consolidation comes with many benefits, like deferrals and lower monthly payments, reducing …

Read More »

house mortgages

A mortgage is like a loan taken out using real estate as collateral. Traditionally, a mortgage loan is taken out to buy the same property, which is also used as collateral. Mortgages are generally taken out on property rather than other movable property. Real estate mortgages are loans taken out …

Read More »

Learn about the reverse mortgage option

The term reverse mortgage is ubiquitous these days. It often appears in commercials or shows up in internet searches. But you may not understand what it is exactly. In short, it’s a unique home loan that allows homeowners to convert some of their home’s equity into cash. This equity that …

Read More »

How Many Home Insurance Quotes Do I Need to Save Money?

Home insurance costs can vary based on a variety of factors, many of which you can control. Of course, there are some variables that are common to all home insurance policies. These include the size of your home in square feet, the cost of building in the area where your …

Read More »

The Fed is raising interest rates again

On November 1, 2005 the Federal Reserve Bank [Fed] raised interest rates by a quarter of a percentage point. Outgoing Fed Chairman Alan Greenspan has been raising rates regularly since the summer of 2004, ever since bottoming out at just 1%. Now at 4%, Greenspan is expected to hike rates …

Read More »