US subprime mortgage jitter affects UK equity market

US subprime mortgage lenders are struggling to survive and their demise is having a profound impact on global financial markets. In London, the FTSE has suffered a series of significant falls, taking its biggest single-day drop in seven years on Friday 10th August alone, erasing most of this year’s gains. …

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Renting an apartment in Austin? Now is the right time

Apartment tenants tend to be tenants for one of two reasons. Either the tenant cannot yet afford the costs for a new apartment or he does not want to take responsibility for the home ownership. Either way, there are things to consider. A condominium is cheaper, but many feel that …

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Explanation of some common mortgage loan and financing terms

The common terms used to describe a mortgage include the “creditor”, the “borrower” and the “mortgage broker”. It may be self-explanatory as to what these terms mean, but there are other terms related to a mortgage that a homeowner may not be fully familiar with. Let’s cover some of them …

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Seven ways to empower women in business

In 2008, the United Nations Population Fund (UNFPA) reported that 52,000 Nigerian women died annually from complications of pregnancy and childbirth. In more understandable terms, the number means 145 women per day. Population is a critical asset for any nation, with far-reaching social, political, and economic consequences. In Nigeria, it …

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How can SMEs sustain their growth with financial strategies?

As the business begins to grow and experiences the unexpected challenges and changes, if that growth can be sustained, the following should become the focus of all stakeholders: a) Maintain basic principles of financial management (little foxes spoil the vine): In order to maintain the growth (profit) achieved, it is …

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DIY: 9 quick fixes

Have you been looking for simple home renovation tips? If yes, you are reading the right article. This article offers a number of quick fixes you can do around your home. Continue reading. Squeaky door hinges You can fix the problematic door hinges by spraying on a little WD-40. Alternatively, …

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Ways to write a hardship letter for a loan modification

The loan modification process is not as difficult as most people think because many people don’t know if the lender will guarantee their application or not, they stay away from writing. Below I have listed guaranteed easy loan modification penciled ways. Write a Loan Modification Hardship Letter: Your lender needs …

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Accounting conventions and accounting concepts

(1) relevance The relevant convention emphasizes that accounting should only provide information that is relevant and useful for achieving its objectives. For example, companies are interested in knowing what the total labor costs were. It is not interested in knowing how much employees are spending and what they are saving. …

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A Manifesto for Christian Service

Like most who call ministry a career, my pastime that came to a crossroads some time ago has now taken a definitive turn in a definitive direction. I’m glad. But it has meant that I had to let go of some very valuable things…actually it’s a process and I’m not …

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