The Different Types of VA Loans

The honor and prestige displayed by the hallmark of US war veterans add to the glorious history the country proudly projects. The government has always emphasized several welfare development programs and plans to make the lives of veterans and service members as comfortable as possible. A Veterans Affairs Loan Program …

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Retire rich with cost averaging stock investments

When buying a stock whose market price has fluctuated significantly over the years, the habit of consistently saving small amounts over the long term has distinct advantages, in addition to the more obvious implications for saving versus spending. These advantages apply in principle to any type of stock, but often …

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Future of Accounting – IFRS vs. GAAP

The actions of Bernie Madoff and Kenneth Lay (Enron Co.) had a major impact on the American economy. While thousands lost everything they had, the US economy lost something much bigger; their ethical backbone and credibility. Since then, many consumers, businesses and the global economy have scrutinized the US economy. …

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management buyout

There are many advantages of a management buyout over other buyouts. The due diligence process does not take that much time since management is already aware of the ins and outs of their own business. In fact, managers tend to know more about operating practices than sellers themselves, allowing sellers …

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Understand keep-well agreements

Keep-well agreements, or deeds, were all the rage during the recent bull run in Asian bond markets between September 2012 and May 2013. Several companies from China took advantage of these agreements when issuing new bonds during this period. Keep Well Agreement or Deed is a type of credit enhancement …

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A quick look at the 4 principles of taxation

When governments set up tax systems, it is important that they consider certain principles so that they are able to serve their citizens well. There are many tax principles that were developed many years after Adam Smith, but there are four principles that are well known to many economists around …

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How an Aging Social Impact Calculator can help your community

Many of our communities have been involved in community needs assessments, community health needs assessments, community economic development plans and ongoing planning for the built environment. All of these planning lenses are helpful ways to look at communities and build for the future. One of the most important lenses for …

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Cyprus golf and real estate – the perfect combination

If you love golf and are longing for a home in the sun, the beautiful island of Cyprus could be the answer to your dreams. With over 320 days of warm Mediterranean sunshine each year, Cyprus is a golfer’s paradise and savvy investors quickly find favor. The downside, of course …

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Building wealth requires discipline

What is your net worth? Simply put, your net worth is the economic value of your assets or actual possessions less the economic value of any liabilities or debt you have. In terms of your personal wealth, even if you have houses and cars, the only actual portion of your …

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10 wisdom-based wealth building strategies

“It’s the deal of a lifetime… and you’re the CEO!” Gala Gorman Imagine you are Noah and God is telling you to build the ark. One might guess that Noah was a bit skeptical. Could it really rain long enough for a small ship to survive the storm? According to …

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